Is your phone covered under cont...

Is your phone covered under contents insurance?

Does home insurance cover my mobile phone? Most contents insurance policies will cover your mobile phone when it's in your home, just like other personal belongings or valuables. You'll be covered for loss or damage in a fire, storm or flood, and theft too, but only for the phone itself, and not any fraudulent calls.的士保險費用

Is a refrigerator a furnishing?

Typically, fixed items in a house or apartment such as refrigerators, stoves, air-conditioners, sinks, and bathtubs /showers aren't considered [furniture". Neither are televisions, lamps, curtains, drapes and carpeting/rugs.

Does homeowners insurance cover a broken toilet?

Good home emergency insurance should cover you if your toilet is smashed, blocked, won't flush, or if the waste pipe leaks or breaks.

Does contents insurance cover cameras?

Most contents insurance policies will cover your camera if it's stolen from your home or damaged in a fire or flood. But most policies have a single-item limit – a cap on how much you can claim for one item.

Does contents insurance cover jewelry?

Your home contents insurance should cover you for loss or damage to items inside the home, including your jewellery. Don't let the words confuse you, though. You're likely to be covered if your jewellery is lost – for example, completely destroyed or damaged by a fire, flood or storm, or stolen in a burglary.

Does contents insurance cover food?

With our Contents Insurance, we also spread that cover to include money, valuables, food in your freezer and home office equipment too. If you want to, you can also make sure you're covered for any accidents, with our optional accidental damage add-on.

Should I get contents insurance?

You should insure your contents for the amount they're worth. Having the right amount of cover will ensure you have enough money to replace all your possessions should the worst happen.

Can you change your home and contents insurance?

Yes, you can switch home insurance at any time, but there are some obvious triggers. A change in circumstances, like moving to a new house, will result in a change to your home insurance.

How long does it take to get a claim on home insurance?

You can usually expect this to be between 30 and 180 days, but keep in mind that every policy is different and that waiting longer may make it more difficult to prove certain types of claims. If you've recently taken out a home insurance policy, make sure you're clear on its start date.個人旅遊保險

Is it important to have contents insurance?

Even if the four walls surrounding you do not belong to you, and you live in a rental property, you have plenty of personal belongings that you no doubt hold near and dear that can be protected with contents cover. Therefore, it's a good idea to consider an insurance policy to protect those items.家居財物保險